When you have this option set to Off, you still have the Items tab...
even if you have no items...
I'm not sure how this can occur, but it should be corrected.
If it wasn't caught also, the Youkai menu does this too when you have less than the required M to summon/install them.
Items, Skills, Spells, and Youkai tabs still display when this option is on, and you don't have enough M to use any of the options in them. It still displays as posted above.
What's the list of skills normally look like? Basically, I want a screenshot of all the skills you have equipped when this happens, in the skill list.
Skills
Spells
Items
Couldn't get a good shot for skills after, because I still had my two shells to use with 1M.
This should be corrected.